Who has the cheapest Auto insurance? That’s a good question, but without a good answer. Who has the cheapest auto insurance will depend on many factors.
Who has the cheapest car insurance will depend on hundreds of factors big and small. Such as:
- Your age
- Driving experience
- Car model
- Amount of coverage you want
The list goes on and on; but the factors above are the main determinants in figuring out how much car insurance is going to cost you. Unfortunately for you there’s not much you can do about your age, gender or driving experience. Fortunately for you I have some tips on how you can pay less for car insurance.
Which car insurance is the cheapest?
Which cars are the cheapest to insure?
Generally non-sports cars, with high safety features and a price under <$25,000 are the cheapest cars to insure.
How To Find Who Has The Cheapest Auto Insurance
- Compare as many insurance companies as you possibly can. Most insurance companies have their own special way of determining premiums, by going to multiple companies you can find the company that provides the protection you want at a price you can afford!
- Bundle up. Combine your health, life and auto insurance and you can see rates fall on all three! Contact your insurance company and see what they offer you.
- Loyalty is not always rewarded. Sometimes you insurance company just grows used to having you around, and starts overcharging you slowly. LEAVE! A lot of companies offer huge discounts for the first year of insurance, since people generally don’t switch companies. Switch often and you can save big.
- Are you a good driver? Prove it. Get certified from a defensive driving school and you can have you premiums decreased significantly. Make sure that the driving school you attend is state certified. Not insurance companies will offer a discount, so call them and ask before you take a course. Some states like New Jersey force companies to offer discounts. Good job New Jersey!
- Raise your deductible. Would you rather pay more monthly, or pay more in case of an accident? Raising your deductible is a good way to lower your monthly costs, but you should save some of the money in case if an accident. A lot of people like paying less, but don’t adequately save to cover costs for when an accident does occur.
- Have good credit. Poor credit isn’t good, especially since you’ll end up paying more for car insurance. Insurance companies use credit scores to help figure out how good of a driver you are, and how likely you are to miss payments!
- Ask for a discount. You’d be surprised how much people are eligible for discounts their not even aware of. Ask your insurance agent if your eligible for a discount and find out!
How do I pick an auto insurance company?
The best way to decide which auto insurance company is right for you is to get an online quote. We recommend getting a few quotes, then calling the insurance company and seeing if there’s anything they can do to give you a better price. A lot of people fill in the online quote information incorrectly and end up missing discounts that they’re eligible for. It’s always best to speak with a person and see what they can offer you. Don’t just get one quote and buy insurance; you’ll save much more when you shop around. Or you can check out esurance.
Who has the cheapest auto insurance?
Who has the cheapest auto insurance is going to depend on your required coverage, where you live and much more.
What cars have the cheapest auto insurance?
Here’s a list of the cheapest cars to insure:
- Nissan Versa sedan
- Chevrolet Spark
- Mitsubishi Mirage
- Smart Fortwo
- Kia Rio
- Chevrolet Sonic
- Ford Fiesta sedan
- Hyundai Accent
- Toyota Yaris
- Kia Soul
It’s important to note, that while the cars above may be cheap to insure that’s not everything. The list above is a national list, so some of the cars above may be more expensive for you to insure depending on your area. Do not rely on the list above, or lists like the one above to decide what car to buy. Call your insurance company or get an online quote with the tool above. There are many factors that go into deciding car insurance prices, so it’s impossible to give an answer. One thing is for sure, the more expensive the car, the more expensive your coverage will be.